Cash-Out Refinance
Our underwriting guidelines for refinance loans focus on equity. We have originated cash-out refinance loans for borrowers with a minimum of a 620 credit scores.
| LENDING CRITERIA | |
| Maximum LTV | 65% |
| Credit Score | 620 Minimum |
| Occupancy | Non-Owner Occupied |
| Property Types | All Residential (single, multi-family or mixed-use properties) |
| Minimum Values | Minimum ARV of $100,000 |
| Term | 24 months, with longer terms available |
| Minimum Loan amount | $75K – 5M |